We aim prevent and protect.
Based in Miami, Florida, the gateway to the Caribbean and Latin America, we provide specialized loss prevention/ control and risk advisory services to organizations across Puerto Rico, the Caribbean, and LATAM.
Our Core Services
We understand how insurers analyze risk, how reinsurance markets respond, and how financial performance impacts pricing and capacity. Our mission is to help organizations prevent/ reduce loss frequency and severity, strengthen risk profiles, and build long-term resilience in complex and evolving markets.
What sets us apart
Engineering-based expertise.
〰️
Underwriting-aligned deliverables.
〰️
Experience supporting both primary and reinsurance markets.
〰️
Adaptable reporting formats.
〰️
Professional documentation suitable for underwriting files and audit review.
〰️
Engineering-based expertise. 〰️ Underwriting-aligned deliverables. 〰️ Experience supporting both primary and reinsurance markets. 〰️ Adaptable reporting formats. 〰️ Professional documentation suitable for underwriting files and audit review. 〰️
We act as an extension of your underwriting and risk engineering team.
Our Goal
We help organizations reduce loss frequency and severity and build long-term resilience.
-
Our principals bring more than 70 years of combined experience in the insurance industry, with leadership backgrounds spanning finance and accounting, underwriting, loss control, sales, reinsurance, and product development. This multidisciplinary expertise allows us to evaluate risk from every perspective operational, financial, and underwriting.
We understand how insurers analyze risk, how reinsurance markets respond, and how financial performance impacts pricing and capacity. Our mission is to help organizations reduce loss frequency and severity, strengthen risk profiles, and build long-term resilience in complex and evolving markets.
-
Independent and objective analysis
Clear, underwriting-focused reporting
Practical and implementable recommendations
Fast turnaround times
Flexible service models (single inspection, portfolio reviews, ongoing programs)
-
We collaborate with licensed Professional Engineers (PEs) and technical specialists to deliver rigorous, data-driven risk assessments and practical mitigation strategies. By integrating engineering precision with deep insurance market insight, we provide solutions that are technically sound, operationally realistic, and aligned with underwriting expectations.
-
Our team brings a multidisciplinary blend of engineering, risk management, financial analysis, and technical expertise, supported by memberships in the National Fire Protection Association (NFPA), Occupational Safety and Health (OSHA), the College of Engineers of Puerto Rico, the Florida Board of Professional Engineers, and the American Society of Civil Engineers. Our professionals include licensed Professional Engineers, LEED AP, certified appraisers (MAI/SRA), and specialists with leading insurance and financial designations such as CPCU, ARe, ARM, CPA, and CFA. These combined qualifications enable us to deliver rigorous, high‑trust advisory services to our clients.
We believe effective loss control requires collaboration across disciplines. To deliver comprehensive and technically sound solutions, we maintain strategic alliances with respected firms specializing in engineering, loss control, and valuation services. These partnerships enhance our ability to provide integrated risk solutions across Puerto Rico, the Caribbean, and LATAM.
Strategic Alliances
-
![An image of The Cultural Center.]()
JTO Engineering
Through our alliance with JTO Engineering, we collaborate with licensed Professional Engineers (PEs) to provide structural, mechanical, electrical, and catastrophe exposure evaluations. Their technical expertise strengthens our engineering-based risk assessments and supports mitigation strategies aligned with underwriting standards.
-
![Avaluo Advisors]()
Avaluo Advisors
In collaboration with Avaluo Advisors, we support clients with property valuation and asset assessment services. Accurate valuations are critical for proper insurance structuring, underwriting confidence, and financial protection. This alliance ensures our clients’ risk profiles are supported by reliable and defensible valuation data.
-
![DCM Loss Consulting LLC]()
DCM Loss Consulting LLC
Our partnership with DCM Loss Consulting LLC expands our loss control capabilities across multiple industries and risk categories. DCM provides on-site inspections, operational risk assessments, and practical loss prevention recommendations designed to reduce loss frequency and severity. Together, we deliver proactive, field-driven solutions that improve safety, operational resilience, and underwriting outcomes.
Let’s Build!
Thank you for your interest in our loss prevention/ control and risk advisory services. This brief questionnaire will help us better understand your organization and how we can support your risk management objectives.