Privacy Policy
Risk & Loss Consultants, LLC
Effective Date: [3/3/2026]
Risk & Loss Consultants, LLC (“Company,” “we,” “our,” or “us”) is committed to protecting the privacy and confidentiality of visitors to our website and clients who engage our professional services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.
1. Information We Collect
We may collect the following types of information:
A. Information You Provide Voluntarily
Name
Company name
Job title
Email address
Phone number
Business address
Information submitted through contact forms
Information provided during service inquiries
We only collect personal information that you voluntarily provide to us.
B. Automatically Collected Information
When you visit our website, we may automatically collect:
IP address
Browser type
Device type
Pages visited
Date and time of visit
Referring website
This information is collected through cookies and analytics tools to improve website performance and user experience.
2. How We Use Your Information
We use the information we collect to:
Respond to inquiries and service requests
Provide professional risk advisory services
Communicate regarding projects or consultations
Improve our website and services
Maintain internal business records
Comply with legal and regulatory obligations
We do not sell, rent, or trade personal information to third parties.
3. Confidentiality of Professional Information
As a provider of loss control and underwriting support services, we understand the sensitive nature of risk, underwriting, and operational data. Any technical, financial, underwriting, inspection, or proprietary information shared with us in connection with our services is treated as confidential and handled in accordance with professional standards and contractual agreements.
4. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to:
Analyze website traffic
Improve user experience
Monitor website functionality
You may disable cookies through your browser settings; however, some features of the website may not function properly.
5. Third-Party Services
We may use trusted third-party service providers to support:
Website hosting
Analytics
Email communications
These providers are obligated to maintain the confidentiality and security of your information. Our website may contain links to third-party websites. We are not responsible for the privacy practices of external websites.
6. Data Security
We implement reasonable administrative, technical, and organizational safeguards designed to protect your information against unauthorized access, disclosure, or misuse. However, no method of electronic transmission or storage is completely secure. While we strive to protect your data, we cannot guarantee absolute security.
7. International Data Transfers
Given our operations across Puerto Rico, the Caribbean, and Latin America, information may be processed in the United States or other jurisdictions. By using our website, you consent to such transfers in accordance with applicable laws.
8. Your Rights
Depending on your jurisdiction, you may have the right to:
Request access to your personal information
Request correction of inaccurate information
Request deletion of personal data
Withdraw consent for communications
To exercise these rights, please contact us using the information below.
9. Retention of Information
We retain personal information only as long as necessary to:
Fulfill the purposes outlined in this policy
Comply with legal obligations
Support legitimate business operations
10. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.
11. Contact Information
If you have questions about this Privacy Policy or how your information is handled, please contact:
Risk & Loss Consultants, LLC
[Insert Address]
[Insert Email Address]
[Insert Phone Number]