We Identify Risk. We Strengthen Resilience. We Protect What Matters Most.

Property Risk Inspections for Underwriting

Detailed on-site and remote inspections supporting underwriting decisions.

What We Evaluate

  • Construction analysis

  • Roof systems

  • Occupancy exposures

  • Fire protection

  • Electrical & mechanical

  • Maintenance practices

  • Catastrophe exposure

  • Business operations

Deliverables

  • Engineering-style reports

  • Photos

  • Risk grading

  • Recommendations

Loss Control Evaluations

We provide consultative loss control assessments to identify hazards and reduce frequency / severity of loss.

Service includes

  • Hazard identification and risk improvement recommendations

  • Fire protection adequacy reviews

  • Risk improvement prioritization for underwriting conditions

  • Follow-up inspections and compliance verification

  • Pre-renewal and mid-term risk reviews

Our goal is to help our clients move from reactive claims response to proactive risk mitigation.

Engineering-Based Underwriting Support

Our engineers provide industry-standard reporting aligned with underwriting and reinsurance requirements.

What We Evaluate

  • Replacement Cost Valuation support (observational-based)

  • Structural observations and condition commentary

  • Wind and catastrophe vulnerability observations

  • Construction quality and resilience commentary

  • High-value or complex risk technical review

Facultative Reinsurance Inspection Support

For risks requiring facultative placement, we provide inspection and technical documentation to support submission packages to reinsurers.

We assist with:

  • Detailed exposure documentation

  • Construction and protection summaries

  • Loss history discussion (if available)

  • Catastrophe vulnerability observations

  • Risk improvement narrative

  • Engineering commentary for complex risks

Our reports are structured to enhance clarity and credibility during facultative underwriting review.

Specialized & Catastrophe-Focused Risk Review

This is particularly valuable for coastal, high-TIV, or catastrophe-exposed portfolios.

Where applicable, we evaluate:

  • Windstorm mitigation features

  • Roof anchorage and envelope resilience

  • Flood exposure and site drainage observations

  • Earthquake-related structural observations

  • Secondary uncertainty factors in catastrophe modeling

Construction Progress Reports

Our loss control team delivers detailed Construction Progress Reports that provide owners, lenders, and insurers with clear, objective insight into project status, quality, and emerging risks. Through on‑site evaluations, photo documentation, and verification of schedule and budget alignment, we identify potential hazards or delays early and offer practical recommendations to keep the project compliant, on track, and protected from avoidable loss exposures.